California homebuyers are facing a renewed affordability challenge in 2026. The California Association of Realtors (C.A.R.) reported that only 19% of California households could afford the state’s median-priced home of $916,750 during the second quarter of 2026, down from 22% in the first quarter. The change was driven largely by higher mortgage rates and rising home prices.
For buyers in Contra Costa County, this makes preparation especially important. Recent Realtor.com data shows a countywide median listing price of about $799,000, with approximately 3,564 active listings and a median of 31 days on the market. Homes were selling at roughly 100% of asking price in June, indicating that buyers may have more choices while sellers can still command strong pricing when a property is positioned correctly.
Prices also vary dramatically depending on the city. Recent Realtor.com figures put median listing prices around $697,000 in Walnut Creek, $699,000 in Concord, $602,475 in Antioch, $825,000 in Brentwood, and $1.388 million in San Ramon. That difference highlights why buyers should look beyond countywide headlines and understand the specific market they’re shopping in.
The good news is that buyers are still finding opportunities. Redfin’s latest Contra Costa County data shows a median sale price of approximately $837,488, up 2.1% year over year, with homes selling in a median of 17 days. Nearly half—49%—of homes sold above their asking price during the period measured.
For buyers, the message is clear: don’t wait for the “perfect” market—prepare for the market you’re in. Getting pre-approved, understanding monthly payment options, and identifying neighborhoods that fit your budget can help you move confidently when the right home comes along. For sellers, strong demand for desirable homes means strategic pricing and presentation remain critical.
Thinking about buying or selling in Contra Costa County?
Call Leticia Almaro Nicolini at 925-392-3202 — I’ll help you understand the numbers, the neighborhood, and the strategy behind your next move.
